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Apply for Acima Leasing

No hard credit check. Get your approval decision in as little as 3 minutes. Up to $5,000 available for furniture, appliances, electronics, and more.

✓ No Hard Credit Check ⚡ 3-Minute Decision 🔒 Secure 256-bit Encryption
✓ Soft Pull Only Up to $5,000 Free to Apply

Check Your Approval

Fill out the quick form below. No hard credit pull. Your credit score will not be impacted.

By submitting this form, you agree to our Terms of Use and Privacy Policy. Approval is not guaranteed. Acima Leasing is a lease-to-own product; total lease costs may exceed the retail price. Not available in all states.

What Happens After You Apply

1

Instant Decision

You'll receive an approval decision in as little as 3 minutes with your available lease amount.

2

Find a Retailer

Browse 16,000+ retail partner locations near you or shop online through Acima's marketplace.

3

Take Home Your Items

Complete your lease agreement, make your initial payment, and take home everything you need today.

Own It Early & Save

Exercise the 90-day early purchase option to own your items at close to retail price — the smartest way to use Acima Leasing.

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256-bit SSL Encryption

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No Hard Credit Pull

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⚡ Apply Now — Free